Privacy Policy

This Privacy Policy is designed to assist you with understanding how Yord ("Yord", "we", "us" or "our") collect, use and disclose the information you provide us when accessing or using Yord and Yord service. Please read the following terms and conditions carefully.

Changes to our Privacy Policy

We reserve the right to alter (modified, supplemented or updated) this Privacy Policy at any time without advance notice. If the alterations constitute a material change to the Privacy Policy, we will notify you via internet mail according to the preference expressed on your account. What constitutes a "material change" will be determined at our sole discretion, in good faith and using common sense and reasonable judgement. We suggest that you visit this page regularly to keep up to date with any changes. Your continued use of Yord will confirm your acceptance of this Privacy Policy as modified, supplemented or updated by us. Otherwise you must stop using Yord and any information, links or content contained on Yord. If you do not agree with this Privacy Policy, you are not authorized to use Yord and your sole recourse is to not use Yord.

Privacy principles

When we collect and use your personal data, we ensure we keep it safe and will never sell it. Personal data you provide is processed lawfully and in a transparent manner. Your personal data is kept accurate and, where necessary kept up to date. Your personal data is kept no longer than is necessary for the purposes for which the personal data is processed. Where we use personal data we have collected from you while you have been using services of Yord, we do this in order to improve our services . We also do this in order to have a general overview of the category of users that are interested in our services, to service your account, manage complaints and resolve any disputes; to understand our customers including their patterns, behaviours as well as their likes and dislikes; to test and develop new products and services as well as improve existing ones.

Legal basis

Yord will process your personal data based on contractual obligations towards you, to comply with applicable laws and to pursue the legitimate interests of Yord. Whenever we rely on this lawful basis to process your data, we assess our business interests to make sure they do not override your rights. Additionally, in some cases you have the right to object to this processing.

What Information Do We Collect?

When you visit Yord, you may provide us with two types of information: personal information that you voluntarily disclose that is collected on an individual basis; and information collected automatically when you use Yord or the services available on Yord (collectively, the “Information” or “Data”).

What is Personal data?

Personal information is collected only when voluntarily offered and solely for purposes that are clearly identified on Yord. This information is collected when you:

  • create or update an account with Yord (depending on your location and the services of Yord this can be your name, email address, telephone number, login name and password, mailing address, billing or banking details, state identification number, date of birth and photograph);
  • request services via the app;
  • contact the Yord, including support;
  • contact with other Yord users through our services;
  • participate in surveys conducted by the Yord on its behalf;
  • activate functions that require access Yord to your address book or calendar.
Personal information means any information that is unique to you, such as your: Name, Username, Password, E-mail address, Mailing address, Other personal information you choose to provide. By providing us with your personal information, you also consent for us to collect, hold, use and disclose your personal information in accordance with this Privacy Policy. In addition to providing the foregoing information, if you choose to correspond further with us through e-mail or through the “contact” section of Yord, we may retain, use and disclose the content of your messages together with your e-mail address and our responses.

About personal data we collect

Type of data we store: Registration details: everything that you provide us during the registration process (Name, Surname, Email, account login details, such as your username and the password that you have chosen); Referral program details: everything that you provide us from referral program (Number of participants in each line, Names, Surnames and Usernames of participants, Subscription’s statuses of participants etc.); User content: everything that you leaves on your profile: texts, codes, files, images, Social Networks, About, photos, video, sounds, musical works, works of authorship; Everything that in the public access: launched videos, watched videos, added to wishlist videos, ratings, comments etc.); Financial information: Requests on withdraw (transactions data), the sum of money on user’s balances, bank details, credit card details (four last numbers, expiring date of a card and type (Visa, MasterCard etc.). When you contact us or we contact you, we may collect: personal data you provide about yourself anytime you contact us about Yord services, including by phone, email or post or when you speak with us through social media. Type of data we do not store: full details about your credit card (full number, security code etc.).

What Information is Collected Automatically?

When you use Yord or services available on Yord, we automatically collect information from your devices. We collect the following information: Server Log Information: We collect server log information when you use Yord, which may include (but is not limited to) your login details, the date and time of visits, the pages viewed, your IP address, time spent at Yord and the websites and apps you visit just before and just after Yord. Device Information: We collect information about the computer or mobile device you use to access Yord, including the hardware model, operating system and version, the web browser you use, and other device identifiers. Telemetry Information. If you use any of our open source software, we may collect bandwidth upload and download speeds, the amount of free and used storage space on your device and other statistics about your device. Usage Information. If you use Yord, we will collect metadata about the files you upload for storage and we will record instances in which you have used your private key to authenticate communications. Information about transactions. We collect information about transactions related to your use of the services Yord, including the type of the requested or provided services, the date and time of service, service charge and other transaction data. In addition, if someone will use your promotional code, your name will be associated with that user. Information Collected by Cookies and Other Tracking Technologies: We and our service providers use various technologies to collect information when you interact with Yord, including cookies and web beacons. Cookies are small data files that are stored on your device when you visit a website, which enable us to collect information about your device identifiers, IP address, web browsers used to access the Website, pages or features viewed, time spent on pages, mobile app performance and links clicked. Web beacons are graphic images that are placed on a website or in an email that is used to monitor the behaviour of the user visiting the website or sending the email. They are often used in combination with cookies.

How we do collect personal data?

We collect personal data directly from you: via enquiry, registration and claim forms; via feedback forms and forums; when you purchase any of our products or services; when you fill out a survey, or vote in a poll on our Yord; through quotes and application forms; via cookies; when you provide your details to us either online or offline. We also collect your personal data from a number of different sources including third parties who assist us in checking that we are permitted to make payments; and third parties such as companies who provide other services on Yord platform.

Why we use personal data?

We will only use personal data for purposes of:

  • providing, maintaining, delivering or improving Yord or the products or services provided through our Yord;
  • manage the accounts you hold with us;
  • analyzing and tracking data to determine the usefulness or popularity of certain content and to better understand the activity of Yord users;
  • providing you with the information or products or services that you have requested;
  • developing new products or services;
  • sending you technical notices, support or administrative notifications;
  • communicating with you about news, products, services, events and other information we think will be of interest to you;
  • matching your Information with job vacancies to assist us in finding a position that is most suitable for you if you have contacted us about recruitment;
  • monitoring and analyzing trends, usage and activities in Yord;
  • linking, connecting or combining Information we collect from or about you with other Information.
Legal basis for these: such use is necessary in order to provide Yord legitimate business interests. We will also use personal data for:
  • fulfilling legal or regulatory requirements;
  • answering your inquiry or responding to a claim from you;
  • detecting, investigating and preventing fraudulent transactions or unauthorized or illegal activities.
Legal basis for these: such use is necessary in order to provide Yord legitimate business interests and for reasons of substantial public interest to prevent and detect fraud. We use cookies and similar technologies. Some cookies are necessary so you should not disable these if you want to be able to use all the features of our apps. You can disable other cookies but this may affect your referral program and your account experience points.

Your rights

You have the following rights in relation to our use of your personal information. Right to access your personal data You are entitled to a copy of the personal data we hold about you and certain details of how we use it. Right to correct personal data We take reasonable steps to ensure that the personal information we hold about you is accurate and complete. However, you can ask us to update or amend your data. Right to restrict use of your personal data You can request that we temporarily suspend the processing of your data. The right to erasure: You can request to delete your personal data where we no longer have a justifiable reason to continue to process your data. Right to restriction of processing: In certain circumstances, you are entitled to ask us to stop using your personal information, for example where you think that the personal information we hold about you may be inaccurate or where you think that we no longer need to process your personal information. Right to data portability: You have the right to ask that we transfer any personal information that you have provided to us to another third party of your choice. Once transferred, the other party will be responsible for looking after your personal data. Right to withdraw consent: For certain uses of your personal data, we will ask for your consent. Where we do this, you have the right to withdraw your consent to further use of your personal information. You may also opt out of receiving promotional communications from us at any time by following the instructions in those communications. Right to lodge a complaint: You have a right to complain at any time if you object to the way in which we use your personal data. You can make any of the requests (including your complain) set out above using the contact details provided to you in your policy documentation (Contact Details Of The Data Protection Officer). Please note that in some cases we may not be able to comply with your request for reasons such as our own obligations to comply with other legal or regulatory requirements. If you would like to submit a request to access, rectify, erase, restrict or object to the processing of personal data that you have previously provided to us, or if you would like to submit a request to receive an electronic copy of your personal data, please make clear what personal data you would like to have changed, suppressed from our database, or otherwise limitation you would like to put on our use of your personal data. For your protection we may need to verify your identity before implementing your request. We may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion your personal data. There may also be residual information that will remain within our databases and other records, which will not be removed. We will try to comply with your request as soon as reasonably practicable. If you make use of (some of) your rights, you may not be able to use some services of Yord.

Sharing of personal data

We will only share Information about you in the following ways:

  • with your consent or at your instruction;
  • with our current or future parent companies, affiliates, subsidiaries and with other companies under common control or ownership with us or our offices internationally;
  • with third parties or service providers that perform work for us;
  • certain information you may choose to share may be displayed publicly, such as your username and any content you post when you use interactive areas of Yord;
  • with your connections associated with your Yord account;
  • in response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law, regulation or legal process;
  • if we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property and safety of any Yord Party or others;
  • with third parties where aggregate Information is disclosed which cannot be reasonably be used to identify you.
We will only transfer your personal information to another country or organization outside the European Economic Area where we have taken the required steps to ensure that your personal information is protected. We may also use and disclose your personal data as we believe to be necessary or appropriate: (a) to comply with applicable law, which may include laws outside your country of residence, to respond to requests from public and government authorities, which may include authorities outside your country of residence, to cooperate with law enforcement or for other legal reasons; (b) to enforce our terms and conditions; and (c) to protect our rights, privacy, safety or property, and/or that of our affiliates or subsidiaries, you or others. In addition, we may use, disclose or transfer your information to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock. We may need to transfer your data to other companies (for example, if the information you request is delivered by them) or service providers in countries outside the European Economic Area (EEA). If Yord sends your personal data to a country that is not in the EEA, we will make sure that your information is properly protected. We will always ensure that there is a proper legal agreement that covers the data transfer. In addition, if the country is not considered to have laws that are equivalent to EU data protection standards then we will ask the third party to enter into a legal agreement that reflects those standards.

Social Sharing Features

Yord may offer social sharing features, links to social media and other integrated tools. Your use of such features enables the sharing of information with your contacts or the public, depending on the settings you use with the entity that provides the social sharing feature or social media. Please visit the privacy policies of the entities that provide these features to obtain more information about the purpose and scope of data collection and the processing of such data by such entities.

How long we use personal data?

We will only keep your personal information for as long as reasonably necessary to fulfil the relevant purposes set out in this Privacy Policy and in order to comply with our legal and regulatory obligations. The time period we retain your personal information for will differ depending on the nature of the personal information and what we do with it. How long we keep personal information is primarily determined by our regulatory obligations. We will not keep your personal data longer than we need to, how long this is depends on several factors, including: why we collected it in the first place; how old it is; whether there is a legal/regulatory reason for us to keep it; Whether we need it to protect you or us: In some cases, such as if there is a dispute or a legal action we may be required to keep personal information for longer.

Protection of personal data

We know how important it is to protect and manage your personal data. We apply physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personal data; We only authorise access to employees and trusted partners who need it to carry out their responsibilities; We regularly monitor our systems for possible vulnerabilities and attacks, and we carry out penetration testing to identify ways to further strengthen security; We will ask for proof of identity before we share your personal data with you. Whilst we take appropriate technical and organisational measures to safeguard your personal data, it is important that you keep your login details and devices protected from unauthorised access. The personal data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by companies operating outside the EEA who work for us or for one of our service providers. If we do this we ensure that your privacy rights are respected in line with this Policy. We cannot accept responsibility for any unauthorised access or loss of personal information that is beyond our control. Using Yord you consent to the transfer of information to countries outside of your country of residence, which may have data protection rules that are different from those of your country. In certain circumstances, law enforcement agencies or security authorities in those other countries may be entitled to access your personal data. We take reasonable steps to protect the security of the information communicated through Yord. However, no computer security system is entirely foolproof and the Internet is not a secure method of transmitting information. Communications over the internet (such as emails) aren’t secure unless they’ve been encrypted. Your communications may go through a number of countries before being delivered. As a result, we do not assume any responsibility for the data you submit to or receive from us through the Internet or for any unauthorised access or use of that information and we cannot and do not guarantee that information communicated by you to us or sent to you by us will be received or that it will not be altered before or after its transmission to us.

Storage and destruction of information

Yord keeps your information for as long as your account remains active, except when you request us to delete your information or account. In some cases, we may retain certain information about you in accordance with the requirements of the legislation or pursuing other goals described in this section, even if your account is deleted.

Hyperlinks and Third-Party Sites

Yord may contain links to other third party apps that may collect personal information about you, including through cookies or other technologies. If you link to another apps, you will leave Yord and this Privacy Policy will not apply to your use of and activity on those other apps. You should consult these other apps' privacy policies as we have no control over them and are not responsible for any information that is submitted to or collected by these third parties.

Contact Details Of The Data Protection Officer

If you have any questions about this Privacy Policy, please contact us at hello@yord.co.

Copyright © 2018 Yord. All rights reserved.
Dated: May 25, 2018